Ever notice how two people can see the exact same thing and have completely different responses? Like a glass of water being half-full or half-empty. A tank of gas being 1/4 left or almost empty. Or my personal favorite, wondering what might happen versus dreaming about what could happen. Every person has their own perspective […]
I’m not too excited about getting another stimulus check. In fact, I wasn’t in favor of getting the first two. Granted, I’ve taken the money and applied every penny toward my mortgage…which has expedited our payoff timeline. But I would have rather taken one more year to make the extra payments myself. Why am I […]
I’ve always been labeled a tightwad. I don’t like to spend more money than I have to and I’m often more hesitant to spend money period. I’ve been made fun of…but I’ve also been able to buy things with cash that most people rely on debt to acquire. I only mention this because part of […]
A friend recently asked me to create a financial calculator. He wanted a tool that would measure the impact of overall net worth, mental and physical health between using debt and using cash to buy assets or operate a farm. He wanted to analyze which approach would provide the best result, considering all factors involved. […]