by Austin | Sep 23, 2021 | Budgeting, Buying Tips, Debt, Family, Finances, Lifestyle
It’s official…we are completely debt free!!! Last week we paid off the mortgage and couldn’t be more excited. Especially since our plan was to pay off the 15yr loan in 7yrs…and we did it in less than 5!! To be honest, though, I’m still...
by Austin | Mar 17, 2021 | Debt, Finances
I’m not too excited about getting another stimulus check. In fact, I wasn’t in favor of getting the first two. Granted, I’ve taken the money and applied every penny toward my mortgage…which has expedited our payoff timeline. But I would have...
by Austin | Mar 3, 2021 | Debt, Family, Lifestyle
A friend recently asked me to create a financial calculator. He wanted a tool that would measure the impact of overall net worth, mental and physical health between using debt and using cash to buy assets or operate a farm. He wanted to analyze which approach would...
by Austin | Feb 24, 2021 | Buying Tips, Debt, Family, Finances, Lifestyle, Saving & Investing
When I was a kid, my dad had a skilsaw. Anytime he used it, he made sure we stayed far away so we wouldn’t get hit by flying debris or get a hand close to the blade by accident. He knew how powerful that tool was and how much damage it could do if it was used...
by Austin | Aug 17, 2020 | Budgeting, Buying Tips, Debt, Lifestyle, Saving & Investing
Part 3 of 4 part series Once you’ve put yourself in a good financial position and determined where you do or don’t want to live, it’s time to get practical in your home buying journey The bottom line is you have to be able to afford your house....
by Austin | Aug 11, 2020 | Budgeting, Buying Tips, Debt, Money Myths
“I’d rather have a car payment than a repair bill” said no one who actually understood why a car payment is a bad choice. When it comes to justifying a new car purchase, believing reliability is a factor will cost you dearly. Tired of making bad...