Ep 43-What’s the Goal You’ll Never Achieve?  (Dream Meeting Part 4)

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In Episode 43 of the Heart of Money podcast, host Austin Black concluded the series on Dream Meetings, concentrating on marital finances and goal setting. The episode emphasized the need for frequent communication in maintaining financial unity. Guest speakers Bob and Kate advised on long-term gain focus, effective communication, and setting ambitious yet realistic goals. Their insights included sharing past experiences about major purchases. A new training program, “Money and Marriage Success Guide,” was introduced and flexibility in dealing with unforeseen expenses was stressed. The importance of mutual planning and communication in achieving long-term goals was reiterated.

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Ep 42-How to Take Charge of Your Life When Your Dreams Get Delayed  (Dream Meeting Part 3)

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In episode 42 of The Heart of Money podcast, host Austin Black and guests, Bob and Kate, emphasized the significance of aligning dreams within a relationship and managing setbacks effectively. The guests mentioned the relevance of open communication and flexibility in marriages, and recommended regular “dream meetings” to track progress. The discussion also highlighted the importance of specificity, patience in goal-setting, and shared experiences in dealing with unexpected monetary issues. A speaker, who has achieved financial independence, advised couples on managing finances and discussed his Money Mastery program tailored to guide couples towards financial control. The topic of controlling unfavorable situations and fostering a proactive mindset was also discussed, with an invitation for listeners to join the next week’s part of the Dream Meeting Series.

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Ep 41-Do You Have What it Takes to Dream Big?  (Dream Meeting Part 2)

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In the Heart of Money podcast, hosts Austin Black, Laura, Bob, and Kate discussed the crucial nature of tactical financial conversations. Their conversation touched on their personal experiences, including the influence of education and travel on financial choices, and the importance of teaching financial awareness to children. They highlighted the creation of a million-dollar net worth and debt-free living as significant financial objectives. In relating financial planning to relationships, they stressed the need for couple’s agreement on financial goals. They advocated for extraordinary, debt-free goals and underlined the difference between ‘dream meetings’ for long-term aspirations and ‘budget meetings’ for immediate plans. They emphasized the necessity of mutual decision-making in finance and suggested that potential disagreement could be turned into open discussions for joint decision-making. Throughout, they underpinned the importance of compromise, delayed gratification, and coordinated decision-making in financial matters. They encouraged listeners to foster these discussions within their relationships to achieve joint financial goals.

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Ep 40-The Money Conversation Every Married Couple Has to Have (Dream Meeting Part 1)

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The Heart of Money podcast, in its 40th episode, welcomed guest couple Kate and Bob Whistler. The discussion centered on the critical aspect of aligning vision and mindset in financial planning within a relationship. The Whistlers, drawing from previously challenging financial experiences, shared their financial management strategies in their current marriage- applying a strict “no debt” policy and working towards unified goals, despite budgeting separately. The necessity of “dream meetings” for long-term financial planning in relationships was underscored as a tool for empowering couples in their financial journeys. Additionally, the importance of maintaining financial discipline and tracking spending habits was stressed. Furthermore, a financial accountability Facebook group called “The Heart of Money” was announced.

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Ep 39-Why You Have to Create Space for Effective Communication w/Katie Mae Webb

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In a recent episode of “The Heart of Money” podcast, successful business and marriage coach Katie Webb was a special guest. She shared her personal and professional experiences, starting with a recent family trip to Disneyland with her two children. Despite the trip’s challenges, Katie found it enjoyable but highlighted the need for recovery after such journeys. The discussion also covered money management and the value of being different. Katie also opened up about her personal journey to becoming a marriage coach. After deciding to be a stay-at-home mom, dependent solely on her husband’s income, they experienced financial stress and communication issues, leading to their separation. Katie’s self-development journey helped her realize her mistakes, leading to their reunion. She emphasized understanding one’s flaws and weaknesses for effective spousal communication, based on her professional experiences. Katie concluded by offering her services, including a group coaching program called “Bad Ass Wives Club” and one-on-one coaching.

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Ep 38-Why Stubborn Husbands are Holding Back Their Families

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In the Heart of Money podcast episode, hosts Austin Black and Bob Wessler highlighted three types of household financial health: struggling, doing fine, and those neither struggling nor striving. They stressed the importance of adaptability in improving financial situations, particularly urging men to be open to their often more change-ready spouses’ suggestions. They recognized the significant role wives play in financial decision-making within a marriage, often leading financial peace initiatives, and suggested that their insights could avoid potential pitfalls. The hosts also offered a free guide on becoming debt-free. The episode concluded by reminding the audience that marital and financial struggles are universal, and no one is alone in facing them.

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Ep 37-Surviving the Grocery and Gas Bill-What You Can Learn from Inflation

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In Episode 36 of the Heart of Money podcast, hosts Austin Black and Bob Wessler discuss the implications of the “buy now, pay later” financial model. Bob explains that this modernization of layaway allows consumers to purchase immediately and pay over an extended period. While it eases immediate financial pressure, it may also lead to debt accumulation if not managed properly. They highlight the potential exploitation of financially illiterate or economically unstable individuals. Bob shares his experiences with a six-month, 0% interest plan, detailing the challenge faced due to poor budgeting. The episode concludes with a warning about using this method for everyday purchases and the significance of knowledgeable decision-making and budgeting.

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Ep 36-Nagivating the Buy Now, Pay Later Transaction

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In Episode 36 of the Heart of Money podcast, hosts Austin Black and Bob Wessler discuss the implications of the “buy now, pay later” financial model. Bob explains that this modernization of layaway allows consumers to purchase immediately and pay over an extended period. While it eases immediate financial pressure, it may also lead to debt accumulation if not managed properly. They highlight the potential exploitation of financially illiterate or economically unstable individuals. Bob shares his experiences with a six-month, 0% interest plan, detailing the challenge faced due to poor budgeting. The episode concludes with a warning about using this method for everyday purchases and the significance of knowledgeable decision-making and budgeting.

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Ep 35-Turning Financial Ruin into Financial Freedom w/Katie Hedrick

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In episode 35 of the “Heart of Money” podcast, host Austin Black interviewed certified Christian life coach, Katie Hedrick about her financial journey. Hedrick described how she and her husband moved from financial ruin to stability, attributing their success to their faith in God, strict frugality, and adherence to financial principles found in Christian teachings. This process led them to establish a new successful business. The podcast highlighted the importance of resilience, consistency, faith and a positive mindset in achieving similar success. It also emphasized navigating life according to personal callings and acting as good stewards regardless of one’s current financial situation.

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Ep 34-Turn Your Bad Day into Your Best Day

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In Episode 34 of “The Heart of Money” podcast, hosts Austin Black and Bob Wessler focus on the concept of small financial wins. They highlight the significance of consciously making better financial choices and cultivating small positive habits for long-term impact. Examples of small financial wins are waiting for sales before purchasing and using a ‘debt snowball’ method, which involves paying off smaller debts first to gain momentum towards clearing larger ones. They emphasized the need for a realistic budget and daily expense awareness and suggested finding contentment in little things. The discussion also included the importance of mindfulness and a positive mindset in financial management.

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