This week, Austin and Bob begin an extensive series on savings strategies…but not from the standpoint you might expect. In fact, this first episode will explore different attitudes towards saving, from extreme penny-pinching to a more balanced approach, and why you might be causing more harm than good to your financial management if you save for the sake of saving. Instead, they talk about the importance of having a purpose and strategy behind saving and discuss the impact of early life experiences on one’s mindset about money.

There are strong opinions around the best ways to manage finances as a couple. One of those opinions includes whether to keep finances combined into one account or separate into different accounts. This episode touches on personal experiences and perspectives Bob and I have with each approach, with one of us advocating for combined finances for the sake of unity and trust, while the other shares cautionary experiences and concerns about trust and accountability. We highlight the complexity of managing finances as a couple and the importance of finding a strategy that works best for each unique relationship.