It’s official…we are completely debt free!!! Last week we paid off the mortgage and couldn’t be more excited. Especially since our plan was to pay off the 15yr loan in 7yrs…and we did it in less than 5!! To be honest, though, I’m still trying to grasp the idea. I mean, it’s not like we […]
I couldn’t believe the mess I’d made, and it was all because I simply wasn’t paying attention. Back in high school, my brother and I showed hogs a couple years. Because we didn’t have a hog barn or proper swine facility at our house, we made an outdoor pen from wire hog panels and built […]
Ever notice how two people can see the exact same thing and have completely different responses? Like a glass of water being half-full or half-empty. A tank of gas being 1/4 left or almost empty. Or my personal favorite, wondering what might happen versus dreaming about what could happen. Every person has their own perspective […]
I’ve always been labeled a tightwad. I don’t like to spend more money than I have to and I’m often more hesitant to spend money period. I’ve been made fun of…but I’ve also been able to buy things with cash that most people rely on debt to acquire. I only mention this because part of […]
Habits are hard to start and even harder to break, typically. But it’s not your fault. It’s often a result of the wrong process to start or break such actions. Have you ever started budgeting but missed a month or two and then gave up? Maybe you worked really hard to control your spending but […]
Our society is addicted to convenience. If it isn’t easy or on our way, we just don’t do it. This is what makes convenience stores, fast-food restaurants and Amazon’s Alexa so popular!! Often times, convenience is given a negative connotation. It’s attributed to laziness and lack of care. But you can actually use convenience to […]
What’s the best way to eat an elephant? One bite at a time… It’s easy to get overwhelmed by our finances, our goals, our to-do list. Really, life in general can be more than we know how to handle sometimes. But the best way to attain success is to keep moving forward. Keep putting one […]
How will your kids ever afford to go to college? The cost is almost insane now and many kids feel that student loans is the only option. But that’s just not true. In fact, you can help your kids get ready for college YEARS before they are old enough. By investing into a college-savings account, […]
When our first daughter was born, we were amazed at how many diapers we used! My wife had no interest in using cloth diapers, so we went through boxes and boxes of disposables. And when I had to pay for trash service (we normally burn our trash) because diapers won’t burn, I joked that I […]
Kids are expensive. Diapers, clothes and toys add up in a short amount of time. And if you’re not prepared for the extra cost, it can makes the budget a little tight at times. But the most expensive part is getting the kid HERE! We just had our second child and the hospital bills are […]