It’s official…we are completely debt free!!! Last week we paid off the mortgage and couldn’t be more excited. Especially since our plan was to pay off the 15yr loan in 7yrs…and we did it in less than 5!! To be honest, though, I’m still trying to grasp the idea. I mean, it’s not like we […]
I couldn’t believe the mess I’d made, and it was all because I simply wasn’t paying attention. Back in high school, my brother and I showed hogs a couple years. Because we didn’t have a hog barn or proper swine facility at our house, we made an outdoor pen from wire hog panels and built […]
Nearly every time I sit with a couple for their first coaching session, I run into the same issue. It’s extremely common and extremely problematic, but few couples know it exists…much less how to fix it. When you struggle to gain traction with your money, you often find a lot of “reasons” to blame it […]
A friend recently asked me to create a financial calculator. He wanted a tool that would measure the impact of overall net worth, mental and physical health between using debt and using cash to buy assets or operate a farm. He wanted to analyze which approach would provide the best result, considering all factors involved. […]
When I was a kid, my dad had a skilsaw. Anytime he used it, he made sure we stayed far away so we wouldn’t get hit by flying debris or get a hand close to the blade by accident. He knew how powerful that tool was and how much damage it could do if it […]
Do you ever think about where your life would be had you made different decisions? Every decision, good or bad, impacts your life farther than you realize. Many times, the decision ends up being a domino effect that we don’t even notice…yet it sets the course for what will happen years down the road. And […]
What’s the best way to eat an elephant? One bite at a time… It’s easy to get overwhelmed by our finances, our goals, our to-do list. Really, life in general can be more than we know how to handle sometimes. But the best way to attain success is to keep moving forward. Keep putting one […]
How will your kids ever afford to go to college? The cost is almost insane now and many kids feel that student loans is the only option. But that’s just not true. In fact, you can help your kids get ready for college YEARS before they are old enough. By investing into a college-savings account, […]
When our first daughter was born, we were amazed at how many diapers we used! My wife had no interest in using cloth diapers, so we went through boxes and boxes of disposables. And when I had to pay for trash service (we normally burn our trash) because diapers won’t burn, I joked that I […]
Kids are expensive. Diapers, clothes and toys add up in a short amount of time. And if you’re not prepared for the extra cost, it can makes the budget a little tight at times. But the most expensive part is getting the kid HERE! We just had our second child and the hospital bills are […]