I don’t listen to a lot of country music these days, but I hear there’s some new songs on the radio that are getting some attention. One in particular is a Top 10 called “Fancy Like” by Walker Hayes. I have yet to listen to this song in its entirety and honestly, I don’t plan […]
It’s official…we are completely debt free!!! Last week we paid off the mortgage and couldn’t be more excited. Especially since our plan was to pay off the 15yr loan in 7yrs…and we did it in less than 5!! To be honest, though, I’m still trying to grasp the idea. I mean, it’s not like we […]
Nearly every time I sit with a couple for their first coaching session, I run into the same issue. It’s extremely common and extremely problematic, but few couples know it exists…much less how to fix it. When you struggle to gain traction with your money, you often find a lot of “reasons” to blame it […]
Ever notice how two people can see the exact same thing and have completely different responses? Like a glass of water being half-full or half-empty. A tank of gas being 1/4 left or almost empty. Or my personal favorite, wondering what might happen versus dreaming about what could happen. Every person has their own perspective […]
I’ve always been labeled a tightwad. I don’t like to spend more money than I have to and I’m often more hesitant to spend money period. I’ve been made fun of…but I’ve also been able to buy things with cash that most people rely on debt to acquire. I only mention this because part of […]
A friend recently asked me to create a financial calculator. He wanted a tool that would measure the impact of overall net worth, mental and physical health between using debt and using cash to buy assets or operate a farm. He wanted to analyze which approach would provide the best result, considering all factors involved. […]
When I was a kid, my dad had a skilsaw. Anytime he used it, he made sure we stayed far away so we wouldn’t get hit by flying debris or get a hand close to the blade by accident. He knew how powerful that tool was and how much damage it could do if it […]
Ever made a mistake? Like one that cost you a lot of money? We all have at some point or another. Sometimes the mistake costs us money right away and is a continual reminder. Like buying a car that spends more time in the shop than on the road. Or spending too much on cows […]
Habits are hard to start and even harder to break, typically. But it’s not your fault. It’s often a result of the wrong process to start or break such actions. Have you ever started budgeting but missed a month or two and then gave up? Maybe you worked really hard to control your spending but […]
Our society is addicted to convenience. If it isn’t easy or on our way, we just don’t do it. This is what makes convenience stores, fast-food restaurants and Amazon’s Alexa so popular!! Often times, convenience is given a negative connotation. It’s attributed to laziness and lack of care. But you can actually use convenience to […]