A Stack of $100 bills

“I bought a new car because I needed something reliable” “I’d rather have a car payment than a repair bill” “My family needs something safe, so I need a new car” I can’t tell you how many times I’ve heard people make these comments. But it’s the wrong mentality. Before I share this story, I […]

How the Emergency Fund Saved My Basement

My wife was out-of-town on a work trip and my phone was turned off for the night. When I went outside to do chores that morning, I discovered the rain gauge was brim full…5″ worth of rain. We have a mostly finished basement and I knew there was a spot in the wall of the […]

A Mechanic for Your Finances aka “Financial Coach”

When most people hear the term “Financial Coach”, they don’t really know what it means. It sounds fancy, but how do they help? Well the easiest way I can explain it is a financial coach is the mechanic you need when something about your finances needs to be fixed. Most times, you probably don’t know […]

Walking through the Baby Steps

Babies often go through a progression before they can walk. It starts with a simple roll on the floor, going back and forth. Eventually, they learn how to crawl. And then one day, they just decide to start walking. One step leads to another and pretty soon, you can slow them down! I know–my young […]

How I Found Financial Freedom

When I was 24 years old, I realized I couldn’t afford to buy groceries. My expenses were more than my income and I had to make some changes if I wanted to keep my checking account from draining. Six years later, I’ve implemented a budget and found financial freedom through the Dave Ramsey program. I’m […]