Ep 1 – Discovering The Heart of Money | Too Broke for Groceries to $12,000 in Savings

In this podcast episode, hosts Austin Black and Bob Wessler discuss the importance of smart money management and share personal stories about their financial journeys. Austin talks about his transformation from overspending to becoming debt-free and saving $12,000 in less than 18 months through budgeting and intentional financial planning. He emphasizes the mindset shift needed to achieve financial freedom and highlights the power of managing money wisely. Bob also reflects on his experiences with budgeting and saving, acknowledging the challenges and lessons learned along the way. They both stress the significance of understanding money behavior and making informed decisions to secure a stable financial future.

What “Catchy Country” and “Classic Money” don’t have in common

I don’t listen to a lot of country music these days, but I hear there’s some new songs on the radio that are getting some attention. One in particular is a Top 10 called “Fancy Like” by Walker Hayes. I have yet to listen to this song in its entirety and honestly, I don’t plan […]

How to Pay off Your House in Less than 5 Years

It’s official…we are completely debt free!!! Last week we paid off the mortgage and couldn’t be more excited. Especially since our plan was to pay off the 15yr loan in 7yrs…and we did it in less than 5!! To be honest, though, I’m still trying to grasp the idea. I mean, it’s not like we […]

The pig pen water leak

I couldn’t believe the mess I’d made, and it was all because I simply wasn’t paying attention. Back in high school, my brother and I showed hogs a couple years. Because we didn’t have a hog barn or proper swine facility at our house, we made an outdoor pen from wire hog panels and built […]

Why your spouse is wrong about money

Nearly every time I sit with a couple for their first coaching session, I run into the same issue. It’s extremely common and extremely problematic, but few couples know it exists…much less how to fix it. When you struggle to gain traction with your money, you often find a lot of “reasons” to blame it […]

How fear and ignorance can rob you of freedom

Ever notice how two people can see the exact same thing and have completely different responses? Like a glass of water being half-full or half-empty. A tank of gas being 1/4 left or almost empty. Or my personal favorite, wondering what might happen versus dreaming about what could happen. Every person has their own perspective […]

Who’s Paying for the Stimulus Anyway??

I’m not too excited about getting another stimulus check. In fact, I wasn’t in favor of getting the first two. Granted, I’ve taken the money and applied every penny toward my mortgage…which has expedited our payoff timeline. But I would have rather taken one more year to make the extra payments myself. Why am I […]

Why a Milk Jug Makes Me Save Money

I’ve always been labeled a tightwad. I don’t like to spend more money than I have to and I’m often more hesitant to spend money period. I’ve been made fun of…but I’ve also been able to buy things with cash that most people rely on debt to acquire. I only mention this because part of […]

How to measure the real impact of debt

A friend recently asked me to create a financial calculator. He wanted a tool that would measure the impact of overall net worth, mental and physical health between using debt and using cash to buy assets or operate a farm. He wanted to analyze which approach would provide the best result, considering all factors involved. […]

Money – the biggest power tool of all

When I was a kid, my dad had a skilsaw. Anytime he used it, he made sure we stayed far away so we wouldn’t get hit by flying debris or get a hand close to the blade by accident. He knew how powerful that tool was and how much damage it could do if it […]