by Austin | Mar 11, 2021 | Budgeting, Buying Tips, Finances, Lifestyle
I’ve always been labeled a tightwad. I don’t like to spend more money than I have to and I’m often more hesitant to spend money period. I’ve been made fun of…but I’ve also been able to buy things with cash that most people rely on debt to acquire. I only mention...
by Austin | Mar 3, 2021 | Debt, Family, Lifestyle
A friend recently asked me to create a financial calculator. He wanted a tool that would measure the impact of overall net worth, mental and physical health between using debt and using cash to buy assets or operate a farm. He wanted to analyze which approach would...
by Austin | Feb 24, 2021 | Buying Tips, Debt, Family, Finances, Lifestyle, Saving & Investing
When I was a kid, my dad had a skilsaw. Anytime he used it, he made sure we stayed far away so we wouldn’t get hit by flying debris or get a hand close to the blade by accident. He knew how powerful that tool was and how much damage it could do if it was used...
by Austin | Feb 17, 2021 | Lifestyle, Money Myths
Ever made a mistake? Like one that cost you a lot of money? We all have at some point or another. Sometimes the mistake costs us money right away and is a continual reminder. Like buying a car that spends more time in the shop than on the road. Or spending too much on...
by Austin | Feb 10, 2021 | Budgeting, Buying Tips, Lifestyle, Saving & Investing
Habits are hard to start and even harder to break, typically. But it’s not your fault. It’s often a result of the wrong process to start or break such actions. Have you ever started budgeting but missed a month or two and then gave up? Maybe you worked...
by Austin | Feb 3, 2021 | Budgeting, Lifestyle, Saving & Investing
Our society is addicted to convenience. If it isn’t easy or on our way, we just don’t do it. This is what makes convenience stores, fast-food restaurants and Amazon’s Alexa so popular!! Often times, convenience is given a negative connotation....
by Austin | Jan 27, 2021 | Family, Lifestyle, Saving & Investing
Do you ever think about where your life would be had you made different decisions? Every decision, good or bad, impacts your life farther than you realize. Many times, the decision ends up being a domino effect that we don’t even notice…yet it sets the...
by Austin | Jan 20, 2021 | Lifestyle
Ever been attracted to shiny objects? No I’m not talking about little gadgets that glimmer in the sunlight and make you curious. I’m talking about the opportunities that seem attractive but don’t actually provide any benefit to your life. We’ve...
by Austin | Jan 14, 2021 | Budgeting, Family, Lifestyle, Saving & Investing
What’s the best way to eat an elephant? One bite at a time… It’s easy to get overwhelmed by our finances, our goals, our to-do list. Really, life in general can be more than we know how to handle sometimes. But the best way to attain success is to...
by Austin | Nov 23, 2020 | Budgeting, Family, Saving & Investing
How will your kids ever afford to go to college? The cost is almost insane now and many kids feel that student loans is the only option. But that’s just not true. In fact, you can help your kids get ready for college YEARS before they are old enough. By...