by Austin | Nov 16, 2020 | Budgeting, Family, Saving & Investing
When our first daughter was born, we were amazed at how many diapers we used! My wife had no interest in using cloth diapers, so we went through boxes and boxes of disposables. And when I had to pay for trash service (we normally burn our trash) because diapers...
by Austin | Nov 9, 2020 | Budgeting, Family, Insurance, Saving & Investing
Kids are expensive. Diapers, clothes and toys add up in a short amount of time. And if you’re not prepared for the extra cost, it can makes the budget a little tight at times. But the most expensive part is getting the kid HERE! We just had our second child and...
by Austin | Sep 28, 2020 | Budgeting, Lifestyle
The beauty of having a budget is you have permission to spend money. You don’t have to worry about having enough to pay the bills, buy food or save for retirement because every category is accounted for. That means if there’s money in the category, and it...
by Austin | Sep 21, 2020 | Family, Lifestyle, Saving & Investing
If you haven’t heard me talk about the “lessons learned from a draft horse”, it’s a concept that working in unison with your spouse to accomplish the same result is the most effective way to achieve that said result. While a single draft horse...
by Austin | Sep 14, 2020 | Budgeting, Family
I don’t think we’d been married for 6 months when it happened. And all I remember was feeling like I was repeating myself over and over with no acknowledgement of what I was saying. My wife and I had just finished our budget meeting and were fighting. She...
by Austin | Sep 7, 2020 | Family, Lifestyle
My brother recently became engaged. Which means miracles do still happen! Just kidding, but he and the rest of the family have anxiously been awaiting for this and are very happy for him. And it’s made me think about what life is like at that stage. As I visited...
by Austin | Aug 25, 2020 | Budgeting, Money Myths, Saving & Investing
If you believe a fallacy, you limit your potential. And when it comes to building wealth, limiting your potential can be detrimental to your financial future. Find out why a millionaire retirement is a myth that needs to be debunked! Want to change the future of your...
by Austin | Aug 24, 2020 | Budgeting, Buying Tips, Insurance, Saving & Investing, Taxes
Part 4 of 4 part series You’ve saved up your money, you’ve found the perfect neighborhood, and you can actually afford to make the monthly payments without being stressed. It’s time to buy, right? Not quite… Just because you can afford the loan...
by Austin | Aug 17, 2020 | Budgeting, Buying Tips, Debt, Lifestyle, Saving & Investing
Part 3 of 4 part series Once you’ve put yourself in a good financial position and determined where you do or don’t want to live, it’s time to get practical in your home buying journey The bottom line is you have to be able to afford your house....
by Austin | Aug 11, 2020 | Budgeting, Buying Tips, Debt, Money Myths
“I’d rather have a car payment than a repair bill” said no one who actually understood why a car payment is a bad choice. When it comes to justifying a new car purchase, believing reliability is a factor will cost you dearly. Tired of making bad...