Ever made a mistake? Like one that cost you a lot of money? We all have at some point or another. Sometimes the mistake costs us money right away and is a continual reminder. Like buying a car that spends more time in the shop than on the road. Or spending too much on cows […]
Habits are hard to start and even harder to break, typically. But it’s not your fault. It’s often a result of the wrong process to start or break such actions. Have you ever started budgeting but missed a month or two and then gave up? Maybe you worked really hard to control your spending but […]
Our society is addicted to convenience. If it isn’t easy or on our way, we just don’t do it. This is what makes convenience stores, fast-food restaurants and Amazon’s Alexa so popular!! Often times, convenience is given a negative connotation. It’s attributed to laziness and lack of care. But you can actually use convenience to […]
Do you ever think about where your life would be had you made different decisions? Every decision, good or bad, impacts your life farther than you realize. Many times, the decision ends up being a domino effect that we don’t even notice…yet it sets the course for what will happen years down the road. And […]
Ever been attracted to shiny objects? No I’m not talking about little gadgets that glimmer in the sunlight and make you curious. I’m talking about the opportunities that seem attractive but don’t actually provide any benefit to your life. We’ve all experienced the distraction. We see a cool thing in a store ad, come across […]
What’s the best way to eat an elephant? One bite at a time… It’s easy to get overwhelmed by our finances, our goals, our to-do list. Really, life in general can be more than we know how to handle sometimes. But the best way to attain success is to keep moving forward. Keep putting one […]
How will your kids ever afford to go to college? The cost is almost insane now and many kids feel that student loans is the only option. But that’s just not true. In fact, you can help your kids get ready for college YEARS before they are old enough. By investing into a college-savings account, […]
When our first daughter was born, we were amazed at how many diapers we used! My wife had no interest in using cloth diapers, so we went through boxes and boxes of disposables. And when I had to pay for trash service (we normally burn our trash) because diapers won’t burn, I joked that I […]
Kids are expensive. Diapers, clothes and toys add up in a short amount of time. And if you’re not prepared for the extra cost, it can makes the budget a little tight at times. But the most expensive part is getting the kid HERE! We just had our second child and the hospital bills are […]
The beauty of having a budget is you have permission to spend money. You don’t have to worry about having enough to pay the bills, buy food or save for retirement because every category is accounted for. That means if there’s money in the category, and it won’t clear the balance, you’re ok to spend […]