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Tax Refunds-Why Smaller is Better

by Austin | Apr 1, 2020 | Budgeting, Money Myths, Saving & Investing, Taxes

Let’s face it, we like getting a refund check. And it feels pretty good when it comes from the government. But a big tax refund only means one thing – you just overpaid and gave the government a 0% interest loan. Watch the video to learn why you should aim...

A Stack of $100 bills

by Austin | Mar 20, 2020 | Budgeting, Debt, Lifestyle, Saving & Investing

“I bought a new car because I needed something reliable” “I’d rather have a car payment than a repair bill” “My family needs something safe, so I need a new car” I can’t tell you how many times I’ve heard people...

How the Emergency Fund Saved My Basement

by Austin | Mar 13, 2020 | Budgeting, Insurance, Lifestyle, Saving & Investing

My wife was out-of-town on a work trip and my phone was turned off for the night. When I went outside to do chores that morning, I discovered the rain gauge was brim full…5″ worth of rain. We have a mostly finished basement and I knew there was a spot in...

Walking through the Baby Steps

by Austin | Mar 5, 2020 | Budgeting, Debt, Insurance, Lifestyle, Saving & Investing

Babies often go through a progression before they can walk. It starts with a simple roll on the floor, going back and forth. Eventually, they learn how to crawl. And then one day, they just decide to start walking. One step leads to another and pretty soon, you can...

How I Found Financial Freedom

by Austin | Feb 21, 2020 | Budgeting, Lifestyle, Saving & Investing

When I was 24 years old, I realized I couldn’t afford to buy groceries. My expenses were more than my income and I had to make some changes if I wanted to keep my checking account from draining. Six years later, I’ve implemented a budget and found...
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