It’s a sad truth that money doesn’t grow on trees. But it’s an exciting reality that you can still find money “laying around” in your budget. Here are 3 tips that will help you cut your expenses and keep more money in your pocket. Check subscriptions, memberships and auto-pay accounts. Some of the best business […]
Everyone wants to retire debt free, without the fear of outliving their investment. For some, saving enough money for retirement can seem an impossible feat. But with diligence, patience and persistence, anyone…yes anyone, can retire with dignity and security. Here are 5 keys to making sure your investing experience is enjoyable, successful and sustainable for […]
It’s a common answer for why people want to use a credit card instead of a debit card, especially when traveling. “My credit card has fraud protection”. And it’s true-credit cards offer fraud protection not available with a debit card issued by your bank. Unless you know about this one simple trick. Watch the video […]
When a crisis hits, especially one that affects the economy and jobs, there are often three kinds of people. Those that are ready, those that aren’t and those that should’ve been. Which group do you fall into? Watch the video to find out. Don’t wait until another crisis or job loss happens to decide you […]
Let’s face it, we like getting a refund check. And it feels pretty good when it comes from the government. But a big tax refund only means one thing – you just overpaid and gave the government a 0% interest loan. Watch the video to learn why you should aim to get the smallest tax […]
“I bought a new car because I needed something reliable” “I’d rather have a car payment than a repair bill” “My family needs something safe, so I need a new car” I can’t tell you how many times I’ve heard people make these comments. But it’s the wrong mentality. Before I share this story, I […]
My wife was out-of-town on a work trip and my phone was turned off for the night. When I went outside to do chores that morning, I discovered the rain gauge was brim full…5″ worth of rain. We have a mostly finished basement and I knew there was a spot in the wall of the […]
When most people hear the term “Financial Coach”, they don’t really know what it means. It sounds fancy, but how do they help? Well the easiest way I can explain it is a financial coach is the mechanic you need when something about your finances needs to be fixed. Most times, you probably don’t know […]
Babies often go through a progression before they can walk. It starts with a simple roll on the floor, going back and forth. Eventually, they learn how to crawl. And then one day, they just decide to start walking. One step leads to another and pretty soon, you can slow them down! I know–my young […]
When I was 24 years old, I realized I couldn’t afford to buy groceries. My expenses were more than my income and I had to make some changes if I wanted to keep my checking account from draining. Six years later, I’ve implemented a budget and found financial freedom through the Dave Ramsey program. I’m […]