The beauty of having a budget is you have permission to spend money. You don’t have to worry about having enough to pay the bills, buy food or save for retirement because every category is accounted for. That means if there’s money in the category, and it won’t clear the balance, you’re ok to spend […]
I don’t think we’d been married for 6 months when it happened. And all I remember was feeling like I was repeating myself over and over with no acknowledgement of what I was saying. My wife and I had just finished our budget meeting and were fighting. She was still new to the “zero balanced […]
If you believe a fallacy, you limit your potential. And when it comes to building wealth, limiting your potential can be detrimental to your financial future. Find out why a millionaire retirement is a myth that needs to be debunked! Want to change the future of your finances? Schedule a quick discovery call and learn […]
Part 4 of 4 part series You’ve saved up your money, you’ve found the perfect neighborhood, and you can actually afford to make the monthly payments without being stressed. It’s time to buy, right? Not quite… Just because you can afford the loan doesn’t always mean you have afford the house. For new home owners, […]
Part 3 of 4 part series Once you’ve put yourself in a good financial position and determined where you do or don’t want to live, it’s time to get practical in your home buying journey The bottom line is you have to be able to afford your house. Notice I didn’t say you have to […]
“I’d rather have a car payment than a repair bill” said no one who actually understood why a car payment is a bad choice. When it comes to justifying a new car purchase, believing reliability is a factor will cost you dearly. Tired of making bad vehicle decisions? Take a right turn and schedule a […]
It’s a sad truth that money doesn’t grow on trees. But it’s an exciting reality that you can still find money “laying around” in your budget. Here are 3 tips that will help you cut your expenses and keep more money in your pocket. Check subscriptions, memberships and auto-pay accounts. Some of the best business […]
When a crisis hits, especially one that affects the economy and jobs, there are often three kinds of people. Those that are ready, those that aren’t and those that should’ve been. Which group do you fall into? Watch the video to find out. Don’t wait until another crisis or job loss happens to decide you […]
Let’s face it, we like getting a refund check. And it feels pretty good when it comes from the government. But a big tax refund only means one thing – you just overpaid and gave the government a 0% interest loan. Watch the video to learn why you should aim to get the smallest tax […]
“I bought a new car because I needed something reliable” “I’d rather have a car payment than a repair bill” “My family needs something safe, so I need a new car” I can’t tell you how many times I’ve heard people make these comments. But it’s the wrong mentality. Before I share this story, I […]